Dark Mode Your Retirement Partner Retirement Joint Retirement Retirement Spending Planner Account Balances ($) Post-Tax Brokerage accounts Traditional 401k, Traditional IRA Roth Roth IRA, Roth 401k Traditional Account Tax Rate (%) Estimated tax rate on Traditional account withdrawals Ages and Duration Retirement Age Life Expectancy The age you want your money to last until Plan Years Automatically calculatedYour Social Security Start Age Estimated Monthly Benefit ($) Enter the age you plan to claim and the expected monthly benefit.Spending Strategy Fixed Yearly Amount Fixed Percentage of Balance Inflation-Adjusted Amount How you plan to withdraw money during retirementYearly Spending Amount ($) How much you plan to spend each year in retirementAccount Withdrawal Strategy Tax Optimized (Post-Tax → Traditional → Roth) Proportional Split (All accounts) Custom Order Which accounts to withdraw from firstInvestment Growth Rate (%) Expected annual return on investments during retirement (typically 4-5%) Inflation Rate (%) Expected annual inflation rate (typically 2-3%) I plan to work part-time during early retirement Calculate Spending Plan In-content native ad